Children

Insurance for your children. As a parent, you obviously want the best for your children. Especially if something happens to you. That’s why we offer your children an orphan's pension: if you die before your retirement date and are in our employment at the time, your children will receive a benefit.

How does the orphan’s pension work?

Summarised:

It is not necessary for you to register your children for this insurance; we will receive information about them from your municipality automatically.
Your child or children will receive a benefit if you die while you are in the employment of Shell. You must be the parent of the children in question. Stepchildren or foster children that you care for are eligible for an orphan’s pension too.
The orphan's pension is insured on a risk basis. This means that it only applies while you are in the employment of Shell.
What happens if you leave Shell? And you are receiving a benefit due to unemployment or illness? Then the insurance will continue until you stop receiving a benefit. What if you are not receiving a benefit of this nature? Then the insurance for the partner’s pension will continue for a maximum of 3 months. Or until you get a new job. The insurance will then stop automatically.
Payment of the orphan’s pension starts with a fixed monthly amount: 8% of your salary per child. We increase or decrease the benefit each year by the result of the investments. You can read more about this on the Collective variable Pension (CVP) page. You cannot insure a higher or lower benefit with us.
The orphan’s pension stops when your child reaches the age of 25.

For all the conditions, see the regulations (pdf)(opens in new window).

Not sure that we have your children's details?

In special situations, we might not have the correct details. For example, if your children were born abroad and are still living abroad. In this situation, we will not receive your children’s details automatically. Contact us via the contact page if you are not sure that we know about your children.

Your situation changes

Read how a change in your situation affects your pension.

Leaving Shell

Leaving Shell employment? Your pension accrual with Shell Pension will stop, but you will remain entitled to the pension you have already accrued.

Working more or less

Are you going to work more or less? Your salary will change and this will have consequences for your pension accrual. Even if you are going to work more or less temporarily.

Taking leave

The pension you receive depends on your salary. Are you planning to take leave? For example, extended post-birth leave or a sabbatical? Then your salary will usually be lower and you will accrue less pension.

Working abroad

Are you going to work abroad for Shell? Your pension accrual may change. Will the Netherlands still be your Base Country? Then you will continue to be a participant of Shell Pension. However, you will only accrue AOW benefit if you are living in the Netherlands.

Incapacity for work

Do you have an incapacity for work? Then Shell will, firstly, continue to pay the salary and pension contributions applicable before your incapacity for work. Your pension accrual will continue. Often, you will leave the employment of Shell partially or in full after 2 years. What happens if you then start to receive a benefit? Then there will be consequences for your pension accrual. Read more about this on this page.

Death

Your pension scheme on death. Our pension scheme offers different types of pension for your partner and children. On this page you can read about them, how they are arranged by default and the choices you have.

Separating

If you separate. You will make agreements with your former partner and record them in writing. These agreements will include agreements about your pension. Read more about this on this page. You will also read which documents we need from you. This depends on your situation and the agreements you have made.

For your partner

Pension for your partner? With or without a cohabitation contract, married or registered partners. Your partner will often be entitled to a partner’s pension if you die while you are in the employment of Shell. See this page for information about what to do to arrange this and how it works.

Moving house

Are you moving house? If you move within the Netherlands, we automatically receive your new address from your local municipality. This does not apply if you move abroad or within another country. Got a new phone number or email address? Please let us know.

Overview